Critical Illness
As the life expectancy of the population increases and advances in healthcare improves there is a greater chance of survival from a critical illness such as cancer, heart attack or stroke.
If you are unable to work for a long period of time or not able to return to work in the same capacity then your home and lifestyle may be under threat.
Critical illness insurance will pay out a tax free lump sum on diagnosis of a pre determined list of illnesses and conditions that will mean that you will not have to worry about paying for your mortgage if the worst was to happen.
Typical illnesses and conditions that are covered by a critical illness policy (may vary depending on provider):
| Aorta graft surgery | Kidney failure |
| Benign brain tumour | Loss of speech |
| Blindness | Loss of hands or feet |
| Cancer | Major organ transplant |
| Coma | Motor neuron disease |
| Coronary artery bypass | Multiple sclerosis |
| Deafness | Third degree burns |
| Heart attack | Paralysis of limbs |
| Heart valve replacement | Parkinson’s disease |
| HIV infection | Stroke |
| Terminal illness | Traumatic head injury |
Find the best policy for you, request a quote here.